Understanding Temporary Health Insurance

Individual or Family Health
Group Health Coverage

Short-Term Health Insurance Coverage

There are two basic ways that someone who needs short-term health insurance coverage can protect themselves: through a health insurance discount plan or through a short-term managed care plan. In this article, we will discuss the latter option -- a short-term managed care plan. Learn what a short-term managed care plan is, what it will and will not cover, special stipulations attached to these policies, and who will usually benefit from such a policy.

What is a Short-Term Managed Care Plan?
A short-term managed care plan is much like a traditional health insurance plan, with a few key differences:

What Will a Short-Term Managed Care Plan Cover?
Now that we have talked about what is not covered under a short-term managed care plan, let’s take a look at the types of things these plans do usually cover. This list includes:

Who Will Usually Benefit From a Short Term Managed Care Plan?
These plans are usually good for healthy people who need an affordable plan for the “just in case” situations in life. Since these plans do carry smaller premiums, they are an affordable way for healthy people to protect themselves against the unexpected. They are also good for people who want a traditional plan, but need something to get them by for a few months, such as if they are in between jobs.

If this is your situation, you may want to give short-term managed care plans a better look. As it is, being covered in only emergency situations is better than no health insurance coverage at all; so, if you find that traditional health care plans are too expensive, look into one of these. They can save you money and give you the protection you need.