| Sample Monthly Rates For Long Term Care Insurance.
Benefits are $100.00 per day, for 1500 days (4 years and 40 days). Maximum Benefit $150,000. No Elimination Period for Home Care, that is, First Day Coverage. 90 days elimination period for Nursing Facility or Residential Care Facility.
100% of daily benefit payable for either Nursing Home Care or Residential/Assisted Living Facility or Home Health Care.
|
Age |
Rate |
|
Age |
Rate |
|
18-40 |
$17.49 |
|
60 |
$43.96 |
|
41 |
$18.44 |
|
61 |
$45.86 |
|
42 |
$19.38 |
|
62 |
$47.28 |
| 43 |
$20.34 |
|
63 |
$52.01 |
| 44 |
$21.28 |
|
64 |
$57.22 |
| 45 |
$22.69 |
|
65 |
$61.91 |
| 46 |
$23.65 |
|
66 |
$67.13 |
|
47 |
$24.57 |
|
67 |
$71.86 |
|
48 |
$25.58 |
|
68 |
$80.38 |
|
49 |
$26.94 |
|
69 |
$88.40 |
|
50 |
$27.89 |
|
70 |
$96.91 |
|
51 |
$29.30 |
|
71 |
$104.95 |
|
52 |
$30.25 |
|
72 |
$113.45 |
|
53 |
$32.15 |
|
73 |
$130.00 |
|
54 |
$34.03 |
|
74 |
$146.55 |
|
55 |
$35.46 |
|
75 |
$163.09 |
|
56 |
$37.34 |
|
76 |
$179.64 |
|
57 |
$39.24 |
|
77 |
$196.18 |
|
58 |
$40.66 |
|
78 |
$223.12 |
|
59 |
$42.55 |
|
79 |
$250.08 |
Rates are based on your attained age at policy issue date. While the policy is in force and you become older, the premiums are not affected by your new age.
The above are "preferred rates" for Tax Qualified Plans. Spousal discount also applied
Survivorship - Waiver of Premium Benefit (may be added at additional cost): Gives married couples added security, knowing that if one spouse dies while insured, coverage for the surviving insured spouse will continue and premiums will be waived following the survivor's tenth policy anniversary as from original policy date.
With a "Full Return of Premium Option" (at additional cost) the plan will reimburse, at your death, all premiums you paid regardless of any claims paid to you.
Several other plans and options available.
Discounted group plans for businesses are also available. |
