Travel and International Insurance Plans
We provide US citizens and non-US citizens with international insurance resources. International travel can bring many unforeseen situations especially if you should need medical care while you're abroad. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world, we have a product to meet your needs. You can also Quickly Locate the plan(s) that will best meet your needs, those of your family, or organization. Please browse below for product descriptions of the international plans we offer. You can purchase online or download an application and than submit it via fax or mail. Patriot T.R.I.P.SM
Trip Cancellation InsuranceYou saved all year for your vacation, don't risk losing your money if you need to cancel your trip or it is interrupted due to unexpected illness injury or any other unforeseen circumstances; including but not limited to acts of war, terrorism even bankruptcy by a cruise line or tour operator. Patriot T.R.I.P. provides protection and piece of mind to travelers - as those old ads used to say "don't leave home without it"
Patriot T.R.I.P. EliteSM
Premier Trip Cancellation InsuranceA step up from basic Patriot T.R.I.P, T.R.I.P Elite provides even greater security. Not only will it protect you form cancellation, or interruption of your vacation for any reason, but provides additional coverage for missed connections and other travel delays, lost or delayed baggage, and emergency medical treatment and medical evacuation that may not be covered by your regular health insurance provider while you are away from home.
Patriot StudentSM T.R.I.P.
Student Trip Cancellation InsuranceStudents studying or traveling overseas have special insurance needs; Patriot Student T.R.I.P. is a unique insurance program designed with students, and student budgets in mind. Trip cancellation, trip interruption and medical coverage are all part of the program.
Patriot Travel Medical Insurance®
Individual & family (10 days up to 2 years coverage)Your regular medical insurance may not cover you for accidents or illnesses that occur when traveling, don't get caught unaware. Patriot Travel Medical Insurance offers two programs to choose from to meet any of your Travel Medical Insurance needs, providing as much as 2,000,000 in U.S. dollars of medical coverage. Coverage is available for as little as 5 days for a single trip, on up to a maximum of two years for frequent travelers. Policies include covering the costs for medical evacuation and repatriation, and are available with various choices of deductibles and policy limits to fit your needs and budget.
Patriot Extreme® Travel Medical Insurance
If you plan on engaging in some extreme sports or risky activities while traveling, you may need additional coverage. Patriot Extreme is designed for the adventurous international traveler. Whether trekking through the rainforests or Scuba Diving the deep Patriot Extreme has you covered.
Patriot Executive® Travel Medical Insurance
Business traveler (annual coverage)Specifically designed for the CEO or executive that finds themselves often traveling outside of their country of citizenship Patriot Executive provides up to 1,000,000 U.S. dollars of medical coverage for the exec and their families. Your business and family relies on you, do not take the risk of falling ill or being injured in a foreign country.
Global Basic Insurance®
Individual & family (1 year or longer)Global Basic Insurance is our most cost effective plan to provide piece of mind while "Globetrotting". To keep cost low it features specific dollar limits on most benefits. This is the perfect plan for the traveler who would like to know they have some coverage beyond their regular health insurance, but want to keep premium cost to a minimum.
Global Medical Insurance®
Individual & family (1 year or longer)Global Medical Insurance basically mirrors your at home long term major medical plan, but will cover you anywhere you travel with a $5,000,000 lifetime policy limit. It is annually renewable and provides for hospitalization, evacuation and a variety of other healthcare service while away from home. Global Medical Insurance is designed to provide worldwide coverage excluding U.S./Canada, to individuals who want quality medical insurance that will provide for any of their medical needs anywhere in the world.
GEOSMGroup
GEO Group is one of the most comprehensive group hospital, surgical, medical and life insurance programs in the world. This program is designed for employers with employees who are either US or Canadian citizens who reside abroad and may return to the US or Canada temporarily (for less than 12 months), or are overseas local and third country national employees. GEO Group allows employers to carve out their international employees to provide them with US-style benefits and worldwide coverage. This program includes medical, dental, life, and indemnity benefits for these employees and their families.
Patriot Group Travel Medical Insurance®
5 or more individuals (15 days up to 1 year)If your organization or business has people traveling together away from their country of origin you can protect all of them and watch your bottom line by providing Patriot Group Travel Medical Insurance. Patriot Group Travel Medical Insurance provides the same benefits as the individual Patriot Travel Medical Insurance but with a 10% discount for applying as a group.
Sky RescueSM
Emergency Medical EvacuationSky Rescue provides emergency medical evacuation and scheduled coverage for individuals under the age of 65 traveling outside their home country for a minimum of three months.The plan may be purchased for three months, six months or 12 months and can be rewritten for succeeding or subsequent periods. New Deductible, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions will apply and a new application must also be completed.
Exchange Program GroupSM Plan
Cultural Exchange Medical InsuranceExchange Program GroupSM Plan is designed for organizations who are actively engaged or participating in an educational or cultural exchange program in the country of assignment through a sponsoring organization or school and traveling in a group to a destination that is not the home country of any of the participants.
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The information above is only a consolidated description of the current International insurance products and trip cancellation plans available through this web site. Please refer to the policy wording for the specific terms and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Policy wording is available upon request. Patriot Travel Medical Insurance, Patriot Group Travel Medical Insurance, Patriot Extreme, Patriot Executive, Sky Rescue, Global Medical Insurance, Global Basic Insurance, Geo Group and Exchange Program Plan are administered by International Medical Group, Inc. and underwritten by Sirius International Insurance Corporation. Patriot T.R.I.P. and Patriot Student T.R.I.P. and Patriot T.R.I.P. Elite are private-label names for trip cancellation insurance and other travel related benefits and services made available by membership in the National Small Business Travel & Health Association. The program manager is iTravelInsured®, a wholly-owned subsidiary of IMG. Patriot T.R.I.P. and Patriot Student T.R.I.P plans are administered by iTravelInsured and underwritten and offered where available by Sirius America Insurance Company, New York, NY 10036 (now know as Delos Insurance) and NOVA Casualty Company, Buffalo, NY 14203. Patriot T.R.I.P. Elite is administered by iTravelinsured and underwritten and offered where available by Sirius America Insurance Company (now know as Delos Insurance) or Sirius International Insurance Corporation. IMG, International Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite, Patriot Student T.R.I.P., Patriot Travel Medical Insurance, Patriot Extreme, Global Medical Insurance, Global Basic Insurance, Patriot Executive, GEO Group, Exchange Program, Sky Rescue and Patriot Group Travel Medical Insurance are the trademarks, service marks and/or registered marks of International Medical Group, Inc. ® Copyright 2007 International Medical Group, Inc. All Rights Reserved.