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Insurance News, Articles and Opinions

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Insurance News, Articles and Opinions

September 2007
AMA Develops Ad Campaign Targeting Importance of Medical Insurance (September 28, 2007) Physicians and heath insurance companies may sometimes seem at odds when it comes to finding solutions to healthcare.
 
Company Find Niche Specializing in Affordable Heath Insurance for Self employed and Other Workers (September 28, 2007) The company was formerly known as UICI, and as such it had some problems. As UICI the company provided affordable health insurance options among other products under the subsidiaries the Mid-West National Life Insurance Co. of Tennessee, Mega Life & Health Insurance Co., and Chesapeake Life Insurance Co.
 
American Academy of Family Physicians Says it’s Important Parents Understand Their Healthcare Plans (September 27, 2007) No matter what type of health insurance you have the American Academy of Family Physicians says it is important that you completely understand the nature and the details of your healthcare insurance plan.
 
Blue Cross Heath Insurance Still an Industry Leader (September 27, 2007) For many decades Blue Cross of California as well as Blue Cross Blue Shield in many states have been almost synonymous with health insurance.

Archives 2007:
 
Affordable Health Insurance: Should I go HMO or PPO? (September 26, 2007) Life is full of choices. And each brings their many questions. One area that in recent years has opened up to more choices is in choosing a health insurance plan. It is true that in recent years many companies have eliminated or cut back on employer based healthcare insurance plans.
 
Americas Health Insurance Plans See Danger in Cuts to Medicare Advantage (September 26, 2007) America’s Health Insurance Plans (AHIP) the largest trade organization of the health insurance industry has launched an on-going ad campaign to raise awareness of the dangers of cuts in Medicare Advantage.
 
Chamber of Commerce Teams With Health Insurance Company to provide Options for Small Business (September 25, 2007) Part of the mission of a Chamber of Commerce is to support small business and encourage entrepreneurialism. The Maine State Chamber of Commerce has recently teamed up with a major health insurance provider, Blue Cross and Blue Shield to do both.
 
Life Insurance No Laughing Matter (September 25, 2007) Comedian and ex Saturday Night Live co­star Molly Shannon is on tour reminding Americans that not having adequate life insurance coverage is no laughing matter.
 
Perceived Lack of Affordable Health Insurance Stifles Entrepreneurs (September 24, 2007) Starting your own business can be a daunting task. But of all things that hold people back, and keep them clinging to their 9­5’s is fear of losing employer based health issuance.
 
Fewer Poor – but more Without Health Insurance According to Census (September 24, 2007) According to just released census data, poverty has dipped in the United States. That is the good news, the bad news; more Americans are without health insurance. The census bureau report showed that there has been some economic recovery that has lead to the decrease in poverty statistics.
 
Should I Buy Long Term Care Health Insurance? (September 21, 2007) It is a good question. When people especially those who are far from retirement age, let alone “old age” – evaluate health insurance needs it is difficult to think about something so distant as long term care insurance.
 
Health Insurance Companies Improve Technology to Enhance Customer Service (September 21, 2007) According to a recent study, it was found that over 60 % of consumers who express dissatisfaction with their health insurance carriers’ call center consider switching to another provider of health insurance. A Michigan based group that monitors call center satisfaction conducted the study.
 
Georgia Lt. Governor Spells Out Some Ideas On Health Insurance Reform (September 20, 2007) Republican Lt., Governor Casey Cagle recently announced his ideas to lower health insurance rate in Georgia, and get more residents access to affordable healthcare. His proposal opens up healthcare clinics to service the poor, creates a website were residents can compare low-cost health insurance rates, and creates two new state health insurance plan offerings.
 
Why Not Give a Real Health Insurance Free Market a Chance? (September 20, 2007) In 1945 the McCarran-Ferguson Act was passed. Basically the legislation gave the States, not the federal government the right to regulate the business of insurance, including of course health insurance.
 
Clinton Outlines Plan To Improve Health Care (September 19, 2007) Democratic presidential candidate Hillary Clinton has vowed to improve the nation’s healthcare insurance system. If elected prescient she says she would implement a universal healthcare system that would see all Americans have access to affordable health insurance.
 
Maryland Legislators and Insurance Companies Seek Solutions to Lower Costs (September 19, 2007) According to the National Small Business Association 30 % of small businesses nationwide can no longer afford to provide their employees with any kind of health insurance. Small businesses in Maryland just outside the nation’s capital, are no exceptions.
 
Vendor Provides Health Insurance to Its Farm Customers (September 18, 2007) Farmers are a breed of business people that rely on forming good relationships with their vendors. Farmers expect their seed company to give the, good seed, provide advice, and keep them abreast of the newest and best products out there to increase crop yields.
 
Study Says Massachusetts Municipalities Can Save Big On Health Insurance (September 18, 2007) Cash strapped municipalities throughout Massachusetts have been given an option to reduce their healthcare insurance costs according to a report by the Massachusetts Taxpayers Foundation.
 
Texans Look For Options To Give More Kids Health Insurance (September 17, 2007) A mother in Texas recently lost access to affordable health insurance for her young twin boys. Not because she lost her job, but because she found one. The young mom who had relied on the state’s health insurance for children program to provide care for her sons for six years, received a better paying job that put her above the income limit to qualify for the program.
 
Romney’s Nationwide Heath Plan A Departure (September 17, 2007) Mitt Romney is wooing conservatives as a candidate for the Republican Presidential nominee. He is also one of the architects of the yet to be proven successful Massachusetts health insurance mandate.
 
National Association of Health Underwriters Provides Consumers with Valuable Info on Health Insurance. (September 14, 2007) Need a good resource on where to go for valuable information regarding affordable health insurance options? Check at the website of the National Association of Health Underwriters.
 
Self employed? There Could be More Medical Insurance Options Than You Think (September 14, 2007) According to the latest U.S. Bureau of Labor Statistics estimates there are now close to 20 million home-based businesses in the United States. Though these home-based business can be very different, this growing number of self employed entrepreneurs have one thing in common - the need for affordable medical insurance.
 
Comprehending Health Insurance Options (September 13, 2007) How much health insurance do I need, and where do I get it? Shopping for affordable health insurance no doubt raises many questions, but it starts with these two. To the first question the answer is really quite simple: you need as much health insurance as you can reasonably afford.
 
Your Recent Grad is Without Health Insurance ­ What’s a Parent to do? (September 13, 2007) As graduation celebrations fade into distant memories and recent grads venture forth into the “adult” world on their own for the first time, many of them do so without the benefit of health insurance.
 
Online Health Insurance Market Expanding (September 12, 2007) As the health insurance industry turns increasingly towards consumer driven models, the presence of the health insurance industry online is also increasing. Over the next few years the health and medical insurance industry is expected to steadily increase spending to advertise to online health insurance consumers.
 
Delaware Lawmakers Propose Health Insurance Reform for College Students (September 12, 2007) When most young people go of to college they go toting not only their backpacks but their parents’ health insurance coverage along with them. Most healthcare insurance plans cover dependant children who are living outside of the home, even if they are over the age of 18, if they are attending college.
 
Utah Governor Frames Plan For Easier Access To Affordable Health Insurance (September 11, 2007) Utah Governor Jon Huntsman has revealed a plan to help more residents of his state gain access to affordable health insurance. Central to the plan is the setting up of a statewide facilitator, much like the Commonwealth Connector in Massachusetts.
 
Senate Bill Proposes Affordable Health Insurance For All Californians (September 11, 2007) I have an uncle who worked his entire life as a textile worker. When he retired he moved to California. Several yeas ago he was diagnosed with prostate cancer. Like many retirees of his generation he was certain that his Medicare and supplemental health insurance that he pays for would cover his medical expenses, which included surgery, a hospital stay and subsequent chemotherapy treatments.
 
Teachers Fear Losing Heath Insurance Retirement Benefits (September 10, 2007) First it was the working poor, then it was children and now there may be a new victim in America’s growing healthcare insurance crisis, our teachers. Teachers have traditionally been underpaid and under valued for the important work that they do.
 
Congressman Jim McDermott Says Affordable Health Insurance is a Right not a Privilege (September 10, 2007) Congressman Jim McDermott, a democratic representative from Washington State thinks Government sponsored universal health insurance would provide medical coverage for every American. This type of healthcare insurance creates a vast “risk pool”. It will reduce prices and ultimately deliver better healthcare.
 
Store Based Clinics offer Low Cost Healthcare Alternative (September 7, 2007) A new pair of shoes, a trip to the food court, and a treatment for a bladder infection – sound strange? Its not, and as more and more Americans struggle with healthcare costs more and more of them are turning to store based health clinics.
 
Director of Massachusetts Health Insurance Authority Puts Face on Insurance Mandate (September 7, 2007) His name is Dr. Jon Kingsdale and when it comes to health insurance he has heard it all. When Massachusetts made the bold move of implementing the now well-known health insurance mandate, it was never expected that it would be embraced with open arms by all.
 
Having Health Insurance No Cure For High Medical Bills (September 6, 2007) Recently a high-ranking executive of the Kaiser Family Foundation testified before congress that 1/6th of American adults who have private health insurance still have big trouble when it comes to paying their medical bills.
 
Company to Help California Immigrants with Health Insurance (September 6, 2007) US NetCare is an online health insurance administrator that was established for the purpose of dealing with the challenges faced by foreigners and immigrants regarding healthcare and health insurance.
 
Proposed Texas Law Could Make it Easier for Small Businesses to Provide Health Benefits (September 5, 2007) A small change to the wording of a current state law in Texas governing health insurance can make it much easier for small businesses in that state to provide healthcare insurance benefits to their employees. It is hoped that the state legislature will make the change when it reconvenes.
 
Denied Health Insurance Coverage ­ Don’t Just Take it. (September 5, 2007) In the recent film “Sicko” Michael Moore points out the tragedies of several Americans who actually had health insurance and yet were denied coverage for treatments by their insurance companies. Recent studies have shown that the experiences of those in the film are far from unique.
 
As Debate on Universal Health Insurance Rages U.S. Drops Lower in Life Expectancy (September 4, 2007) To solve the problem with healthcare and access to affordable health insurance in the states it is often suggested that we adopt a European or Canadian style universal healthcare system.
 
More Boomers Retire in Vegas; Private Health Insurers Eye this growing Market (September 4, 2007) At one time Florida was the retiree capital of the world. There have been recent cost of living increases, especially in terms of finding affordable health insurance in Florida. So now more and more retirees are hearing another beckoning call - to Las Vegas.
 
Where can I get Good Information about Affordable Health Insurance? (September 3, 2007) Today with consumers given more power to take control of their health insurance needs, they often find themselves with more questions than answers. If you are reading this article on insurancebudget.com, then you already have taken a step in the right direction.
 
More Affordable Health Insurance for Georgians (September 3, 2007) While some have said the current administration and the Republican presidential candidates have yet to say anything of value on health insurance reform, many Republican Governors are doing something for the uninsured and underinsured in their States.