1-800-889-1910

Insurance News, Articles and Opinions

Individual or Family Health
Group Health Coverage

Insurance News, Articles and Opinions

March 2007
Idaho Businesses Large and Small Reduce or Eliminate Health Benefits (March 30, 2007) Like many States Idaho businesses are facing increasing costs for their group health insurance policies.
 
Kids Could Lose Health Insurance (March 29, 2007) While there have been many propositions put forth lately that stress the need to make sure that at least every child in the country has adequate access to affordable health insurance,
 
Medical Debt Continues to Mount (March 28, 2007) Consumers, even those with medical insurance, continue to face rising medical costs. And continue to get deeper into "Medical Debt".
 
Progress is being Made with the Underserved and Uninsured, Study Says (March 27, 2007) A landmark study, presented by the Health Disparities Collaborative sanctioned by the Government's Health Resources and Service Administration, found evidence that improvements are occurring in bringing healthcare to the underserved and underinsured populations in the country.
 
"Genetic Discrimination" Very Real Among Health Insurers (March 26, 2007) According to a recent study released by The American Journal Of Medical Genetics, there is a lack of equality among Chronic Diseases. And while of course this is not based on race, the study found that it is based on genetics.
 
American Academy of Pediatrics Frowns Upon "Consumer Driven" Health Plans (March 23, 2007) In the on-going debate about healthcare reform and providing affordable health insurance to all Americans, much has been said about "Consumer Driven" health insurance as a way to minimize the costs of health insurance. The introduction of such a private insurance model is being tested in several states, and it is still in its infancy, so whether consumer driven insurance truly becomes a viable alternative to the current employer based system of medical benefits remains to be seen.
 
Drug Companies Offer Help for Those Without Prescription Drug Coverage (March 22, 2007) In the on-going debates about the high costs of medical insurance and of healthcare in general in this country, large scale drug manufactures, the so-called "Big Pharma" have been much maligned. However, almost all of the big drug manufactures are offering some kind of program to help seniors and others without access to affordable medical insurance, or without prescription drug coverage, pay for their medications.
 
Getting More Kids Insured - It May Be Up To You ((March 11, 2007) There are more than 9 million children without health insurance in this country. That is more than any industrialized nation in the world. If you found that hard to swallow, take this - these are also Kids of hard worker American families, just like you, who simply cannot afford to buy health insurance for their children, but earn too much to qualify for Medicaid.
 
Bridging The Gap in Health Insurance Most Common Obstacle to Early Retirement (March 10, 2007) With the prospect of retirement on the horizon for so many "aging baby boomers", a good deal cannot wait until 65 to start enjoying the Golden Years.
 
Medical Insurance and Seniors: Do I Need Long Term Care Insurance? (March 9, 2007) - If you or your loved one are reaching the "Golden Years" you may be thinking about the need for Long Term Care Insurance. Other health insurance policies you have or Medicare may not pay for long term care such as in a nursing home or an assisted living facility. And while it may not be pleasant to think about such possibilities, as we age it becomes a real potential, and after all the purpose of any kind of health or medical insurance is to have peace of mind, at any age.
 
Major Medical and "Catastrophic Health Insurance Plans Explained (March 8, 2007) - If you are one of the growing number of Americans who have lost access to employer based medical insurance due to cut backs, or are working for an employer that has been unable to offer such medical benefits in the first place, if you are a young person who has yet to enter the workforce, if you are self-employed - you should at least be considering purchasing major medical insurance or catastrophic health insurance.
 
Despite Reforms Self Employed Middle Class Still Face Health Insurance Crisis (March 7, 2007) - Despite the current large-scale efforts on both the national political stage and in states like Massachusetts, and California to really find a solution for those without access to affordable medical coverage, millions of Americans are still faced with the fact they cannot afford adequate medical insurance.
 
All Agree That Health Insurance Reform is Necessary, but at What Pace? (March 6, 2007) - With a New Congress and the campaigns for the White House in '08 in full swing, both progressives and conservatives agree that healthcare reform especially as it regards affordable medical insurance is at the forefront of the minds of most Americans.
 
Health Insurers say Medical ID Fraud a Real Concern (March 5, 2007) - We are all aware of the rampant crime of Identity Theft. And if you are one of the millions who has had this happen to you and have had to unravel the tangles of trumped up credit card charges and worse, then you know how destructive this crime can be. But health insurers like Blue Cross and Blue Shield are reporting a rise in a new spin on the crime.
 
With Tax Season on The Horizon Interest in Health Savings Accounts Rises. (March 4, 2007) - April 15th, we all know the date. And as it looms large barely a month away, many Americans are starting to think more and more about opening a Health Savings Account; or HSA; in addition to or instead of other more traditional Tax Deferred accounts.
 
Some Colleges and Universities Mandate Students Enroll in Health Plans (March 3, 2007) - Since 1991 several private and State Universities have requires students to enroll in their medical insurance plans. University administrators believe this is a way to increase student retention because if all students are covered it is less likely that students will be unable to complete their studies due to illness or injuries.
 
Montana Governor Wants Medical Coverage for All Children in the State. (March 2, 2007) - As in so many States and the country in general, there are millions of children in the State of Montana that are currently without access to affordable medical coverage or any kind of health insurance.
 
Massachusetts Achieves Goal of Affordable Health Insurance for All Residents (March 1, 2007) - Massachusetts's plan to provide affordable health insurance to all of its residents has been placed under much scrutiny. Supporters and challengers alike have been taking a "wait and see" attitude, and while most agree that in theory it is a good idea, opponents have insisted it is an impractical plan.