Insurance News, Articles and Opinions

A Cost Effective Dental Plan (October 25, 2006) - Even if you have health insurance through your employer or you have purchased it on your own, chances are the plan does not include dental coverage.

The Self-Employed and Health Insurance (October 24, 2006) - "Be your Own Boss" - "Make Thousands of Dollars a Week Working From Home" the ads are all over the internet, television and radio, and while some of the claims can be somewhat exaggerated, more and more people are starting home based businesses and joining the ranks of the self-employed.

Health Insurance on A Budget (October 23, 2006) - There is a new type of "Budget" health plan, or low-cost health insurance that is becoming increasingly popular with employers and small group insurers. These budget plans or so called "mini-medical or "limited benefit" health plans are gaining popularity as employers struggle to restrain the rising cost of health insurance.

10 Ways to Reduce Your Health Insurance Quote and the Costs of Healthcare (October 22, 2006) - After home and living expenses such as rent or a mortgage, for a good number of American families healthcare can be the next greatest expenditure, and for many a big part of that overall healthcare cost can be their health insurance premium.

Recent Survey Finds Health Insurance Rates More Affordable for Small Business Than Imagined (October 21, 2006) - A recent survey found that small businesses actually have more options for affordable health insurance rates then was once thought. The survey was conducted by America's Health Insurance Plans (AHIP) a national association representing nearly 1,300 member companies providing health insurance coverage to more than 200 million Americans.

There are Medical Benefits Everyone can Afford (October 20, 2006) - When we use the term "Medical Benefits" we usually are referring to employer paid health benefits or medial insurance. Medical benefits provided by your employer often extend to your family, or if your family is not completely covered by your job, usually you can put them on the medical benefit plan at a much more affordable rate than purchasing individual coverage.

Employer Based Economical Health Insurance on the Decline According to Report (October 19, 2006) - The traditional source for economical health insurance or medical benefits in this country has been through employers. A recent report published by the Economic Policy Institute indicates that for the fifth straight year the number of individuals and families who rely on their employers as their supplier of economical health insurance has once again declined.

Free Information Guides Help Consumers Find Info on Low-Priced Health Insurance (October 18, 2006) - Recently several free publication became available that can help consumers find their way through the often difficult and confusing maze of obtaining and maintaining good quality low-priced health insurance.

Could Universal Healthcare be the Key to Low-Cost Health Insurance? (October 17, 2006) - With the rising costs of medical insurance politicians and consumers alike are once again starting to take a serious look at the possibilities of a universal healthcare system to provide every citizen in the United States access to low-cost health insurance.

Ways to Make Medical Coverage and Healthcare More Affordable (October 16, 2006) - Even if you did your homework, shopped around for medical insurance, compared policies, carriers and did everything else you can think of to find the most affordable medical coverage you felt was available - there are still many things you can do as a consumer to make both your medical coverage and your healthcare in general, more affordable.

A Discount Health Plan Can be a Reasonable Alternative to Insurance (October 15, 2006) - With over 45 Million people in this country without medical coverage, and depending on where you live, the challenges involved in obtaining individual medical insurance sometimes daunting.

Cheap Medical Insurance Doesn't Necessarily Mean Inferior Coverage (October 14, 2006) - The common perception is "yeah, I can get cheap medical insurance, but it's going to have a huge deductible and terrible coverage by some little unknown company" Not necessarily according to recent article in the USA today.

Health Insurance Coverage Options - Is a Health Savings Account Right for Me? (October 13, 2006) - You have probably heard a lot lately about Health Savings Accounts (HSA's). HSA's were the cornerstone of President Bush's discussion of health insurance coverage during his recent state of the union address.

What is Individual Health Insurance, and Where can I find it? (October 12, 2006) - Individual health insurance is medical coverage that can be purchased by individuals who currently do not have health insurance from their place of business, or are "underinsured" by the coverage provided by their employers.

Do I Really Need Medical Insurance? (October 11, 2006) - Today you probably hear a lot about medical insurance. About the rising costs of medical insurance, about the over 40 million people in America who do not have medical insurance, and you may wonder I'm young; I'm relatively healthy - what is the big deal? Do I really need medical insurance?

Is There an Affordable Health Insurance Crisis in America? (October 10, 2006) - With more than 47 million Americans currently uninsured and premiums for those that have coverage sky-rocketing many would say yes, that finding affordable Health Insurance is probably one of the greatest challenges facing individual Americans and families today.