Blue Cross Tonik Health Insurance Plans

Tonik FAQ's

It's all about you.
You're young, You're healthy. You're in shape. But hey, life is unpredictable. All it takes is is one slip, one fall, one biff, and the financial pain can outweigh the physical. Whether you're laid out on the snow, sand or grass, you're going to wish Tonik Health was there.

Tonik offers three straight-up affordable health insurance plans to cover your A-Z. Tonik can help protect you from just about anything - even yourself.

And, although Tonik Health is young and fun, they are not a start-up by any means. Tonik Health plans are offered by BC Life & Health Insurance Company and backed by the stellar reputation of Blue Cross of California. Blue Cross of California has been covering A-Zs all across California for over 65 years.

It won't take long.
Tonik covers you everyday, preventive stuff (like checkups) and the more dramatic encounters. You can sign up online in mere minutes, depending on how fast you can type.

Tonik plans include coverage for:

Seeing a doctor
Getting generic prescription drugs
Going to the emergency room
Having surgery
Seeing a dentist
Getting eye exams, glasses or contacts ... and a whole lot more

The Bottom Line

These Blue Cross Tonik rates are painless

You'll find Tonik plans to be affordable. If you're 19-29 years old, rates can be $64 -$123 per month, depending on the plan you pick, where you live, your age and your medical history. Rates are subject to change. 3 simple plans. Here are just some of the Tonik in-network benefits and what you'll pay:

Doctor Visit Copay
Annual Deductible
Prescription Drugs (generic only)
Emergency Room Care
Impatient Hospital

1Thrill Seeker
(T775)

$20 (4 visits/year)
$5,000
$10
$100 after deductible
$0 after deductible

2Part-time Daredevil(T774)

$30 (4 visits/year)
$3,000
$10
$100 after deductible
$0 after deductible

3Calculated Risk Taker (T773)

$40 (unlimited visits)
$1,500
$10
$100 after deductible
$0 after deductible

Dental Benefits
Annual Deductible
Cleanings, Exams & X-rays
Fillings

$25
$ 0
20%

The Tonik plans do not include maternity benefits.

Blue Cross Tonik Plans

Definitions for the Insurance-Impaired (all of us) Annual Deductible ... This is the amount you'll have to pay before Tonik starts paying. Of course, the deductible is waived in certain cases, such as doctors visits Copay This is what you pay when you see the doctor, or get generic prescription drugs. In-Network You save money when you go to doctors and hospitals in the Blue Cross PPO network. Don't worry, their network is huge.

Blue Cross Tonik Plans

This application requires the latest version of flash. If it's not currently on your computer, downloaded here: